Credit And Banking In New Zealand

Banks & Credit Card Issuers In New Zealand

Credit Unions

Building Societies

Retail Credit Cards

Buy Now Pay Later Systems

Non-Bank Finance Companies

- Cash loans and hire purchase financing.

- Monthly charge card for fuel and other vehicle expenses. Offers business or personal accounts. Issued by .

offers various types of loans and hire purchase financing.

- Various types of loans and financing.

The is a trade group.

- Provides financing for small business equipment.

- Hire purchase financing.

(a division of Heartland Bank Limited) - 

- Business and personal loans, with online application

Kiwi Income Property Trust - Issues prepaid cards that can only be used at their shopping centres.

- New Zealand's only medical financing company.

NZ Post issues prepaid Visa cards, which they call the (a single-use version) and the (a reloadable version.)

- Person-to-person money transfers online or via phone text message.

- Another online Person-To-Person payment system.

- Hire purchase offers on consumer goods.

- Free database for business credit reference information.

The is a prepaid, reloadable smart card which can be used on some buses (e.g. in Wellington), and also a few shops. It is issued by .

is a credit bureau for landlords seeking information on prospective tennants.

- Offers financing on car purchases.

The central bank is the .

The is a government agency oriented to financial education.

is a non-governmental organization which oversees banks.

The , , and the are trade organisations.

sets standards and rules for payments between banks. 

International Banking And Credit

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